Quick answer: never click links or call numbers in unexpected messages. Contact the company yourself using its official app or website. Forward scam texts to 7726 for free.
Common signs of a scam
- It’s urgent: a parcel fee, an unpaid fine, a locked account or a “suspicious payment”.
- It asks you to click a link, call a number or share a code.
- A “family member” messages from a new number asking for money.
- A caller says they’re from your bank and asks you to move money to a “safe account”. Banks never do this.
- A message says your lost phone has been found and asks for your Apple Account or Google password.
Never share a one-time passcode (the 6-digit code sent by text) with anyone – not your bank, not your network, not us.
Report it (UK)
- Scam texts: forward the message to 7726 (free). On iPhone, press and hold the message, tap More, then the forward arrow. On Android, press and hold and tap Forward.
- Scam calls: text the caller’s number to 7726.
- Scam emails: forward them to report@phishing.gov.uk.
- WhatsApp: use Block and Report in the chat.
- A call claiming to be your bank: hang up and call 159 to reach your bank safely.
Clicked a link or paid money?
- Call your bank straight away using the number on your card.
- Change the password of any account you entered details into, starting with your email.
- Turn on two-step verification for email, Apple Account and Google.
- Report it to the police’s national fraud service, Report Fraud: reportfraud.police.uk or 0300 123 2040.
- Keep your phone updated – updates close the security holes scammers use.
Protect your phone
- Turn on Stolen Device Protection (iPhone) or Theft protection (Android).
- Filter unknown senders in Messages, and turn on spam call filtering in the Phone app.
- Only install apps from the App Store or Google Play.
Lost your phone? See lost or stolen phone.

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